'Let workers take an early, smaller, state pension'

Workers should be able to take their state pension up to three years early if they agree to lower payments, according to a leading pension firm.

Aegon said that a growing number of workers will struggle to stay in the labour force as the state pension age rises.“We support giving people the choice to draw their state pension up to three years earlier at a reduced amount to make it financially fair for all,” said Steven Cameron, the pensions director at the company.

You can claim your state pension from 66 but if you carry on working and defer claiming the benefit you will get a higher weekly amount once you do start claiming. There is no limit to how long you can defer payments